Special Types of Health Insurance Policies

Which of the following is not a correct statement about dental insurance? Page 474

Which of the following is not included in nonroutine dental care? Page 474

Which of the following are common exclusions or limitations found in dental coverage? Page 475

Which of the following would not be covered under a dread disease policy? Page 477

Marge has an insurance policy that pays $150 directly to her for each day she is hospitalized. What type of policy does Marge have? Page 477

Which of the following would not be covered under a vision care policy? Page 478

All of the following are correct statements about the NAIC’s long-term care model except: Page 479

All of the following are correct statements about long-term care except: Page 479

Which of the following is not a correct statement about long-term care and LTC policies? Page 479-480

With respect to long-term care, what do we know about custodial care? Page 480

Adult day care does not provide which of the following services? Page 481

Which of the following is a correct statement about long-term care policies? Page 481

Under most long-term care policies, what is the most common period of confinement before which a waiver a premium commences? Page 481

Most long-term care policies cover: Page 481

Which is not a correct statement about adult day care? Page 482

Joel is insured by a company authorized to conduct business in Kentucky. He has a long-term care policy covering both home healthcare and nursing home care. As prescribed by Kentucky law, the home healthcare or community care benefit must be how much of the annual coverage for nursing home care? Page 482

The maximum benefit period under most long-term care policies is: Page 482

Most long-term care policies do not cover conditions existing for how long before the policy’s effective date? Page 482

Rick’s long-term care policy has a 60-day elimination period. Which of the following is correct about Rick’s policy? Page 482

Long-term care partnership policies require which of the following? Page 482

Which of the following triggers benefits under a long-term care policy? Page 482

Under a tax qualified long-term care policy, how many activities of daily living must an insured be unable to perform in order for benefits to begin? Page 482

Since the objective of credit insurance is to ensure that the outstanding indebtedness is paid if the insured is disabled or dies accidentally, Page 484

All of the following are correct statements about credit life insurance except: Page 485

All of the following are correct statements about credit life insurance except: Page 485