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Legal and Professional Aspects

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Question 1 of 5

1. Question

Which of the following types of authority is specifically given to an agent by the principal? Page 265

Express
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Implied
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Apparent
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Ostensible
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Question 2 of 5

2. Question

Which of the following best describes implied authority? Page 265

Authority that is specifically given to an agent, either orally or in writing, by the principal
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Authority not formally expressed or communicated
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Authority assumed by a reasonable person
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Authority reasonably assumed by the public
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Question 3 of 5

3. Question

Which of the following best describes apparent authority? Page 265

Authority which appears to have been granted
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Authority that is obvious to a reasonable person
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Authority specifically granted
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Authority formally expressed or communicated
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Question 4 of 5

4. Question

Offering a benefit other than those specified in an insurance policy is the illegal act (in most states) of: Page 269

Twisting
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Churning
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Misrepresentation
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Rebating
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Question 5 of 5

5. Question

Agent Jones convinces a client to cancel a current policy and purchase another, and this purchase is to the insured’s detriment. Which of the following illegal practices has taken place? Page 269

Misrepresentation
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Twisting
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Churning
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Unfair discrimination
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